Funds Equity Debt and Hybrid Funds
Introduction
Funds Equity Debt and Hybrid Funds A mutual fund is an investment vehicle formed when an asset management company (AMC) pools money from several individual and institutional investors to purchase securities such as stocks, debentures, and other similar avenues. The AMCs employ fund managers to manage the pooled investments. Funds Equity Debt and Hybrid Funds Mutual fund investors are assigned fund units corresponding to their quantum of investment. Investors can purchase or redeem fund units only at the prevailing net asset value (NAV).
In this blog, we will explore the top-performing mutual funds in India, categorized into equity, debt, and hybrid funds.
What is a Mutual Fund?
Funds Equity Debt and Hybrid Funds Mutual funds collect money from multiple investors and invest it in a diversified portfolio of securities. The fund’s value fluctuates based on the performance of the underlying assets. Here’s a brief overview of how mutual funds work:
– Asset Management Companies (AMCs): These companies manage mutual funds, making investment decisions on behalf of the investors.
– Fund Managers: Professionals responsible for managing the fund’s portfolio to achieve the fund’s objectives.
– NAV (Net Asset Value): Funds Equity Debt and Hybrid Funds The per-unit value of the mutual fund, calculated by dividing the total value of the fund’s assets by the number of outstanding units.
Top 10 Best Performing Mutual Funds
Here, we list the best mutual funds in India based on various factors such as NAV, returns, risk, exit load, and minimum investment amount. The funds are divided into three categories: Equity, Debt, and Hybrid.
Best Equity Funds
Funds Equity Debt and Hybrid Funds Equity funds primarily invest in stocks and aim for high returns by taking on higher risks. Here are some of the top-performing equity funds:
Fund | NAV | 5YR CAGR | Risk | Exit Load | Min. Investment |
Motilal Oswal Midcap Fund – Direct Plan – Growth | ₹109.659 | 35.46% | Very High | 1% | ₹500 |
Quant Mid Cap Fund – Direct Plan-Growth | ₹265.498 | 40.2% | Very High | 0.5% | ₹5000 |
HDFC Mid-Cap Opportunities Fund – Direct Plan – Growth Option | ₹199.062 | 31.31% | Very High | 1% | ₹100 |
NIPPON INDIA GROWTH FUND – Direct Plan – Growth | ₹4234.43 | 32.26% | Very High | 1% | ₹100 |
Mahindra Manulife Mid Cap Unnati Yojana – Direct – Growth | ₹36.6923 | 33.33% | 33.33% | 1% | ₹1000 |
Best Debt Funds
Funds Equity Debt and Hybrid Funds Debt funds invest in fixed-income securities like bonds, providing regular income with lower risk. Here are the top debt funds:
| Mutual Fund | 5 Yr. Returns | 3 Yr. Returns | Min. Investment |
| ICICI Prudential India Opportunities Fund Direct Plan Growth | — | 31.29% | ₹5000 |
| ICICI Prudential BHARAT 22 FOF – Direct Growth | — | 27.08% | ₹5000 |
| DSP Healthcare Fund – Direct – Growth | — | 21.46% | ₹500 |
| Aditya Birla Sun Life CEF – Global Agri Plan – Growth-Direct Plan | 9.9% | 19.63% | ₹1000 |
| Baroda BNP Paribas Dynamic Bond Fund – Direct Plan – DAILY IDCW Option- Reinvestment | 13.68% | 18.56% | ₹5000 |
Best Hybrid Funds
Hybrid funds invest in a mix of equity and debt to balance risk and reward. Here are the top-performing hybrid funds:
Mutual Fund | 5 Yr. Returns | 3 Yr. Returns | Min. Investment |
Quant Multi Asset Fund – Direct Plan-Growth | 20.93% | 31.67% | ₹5000 |
Quant Absolute Fund – Direct Plan-Growth | 19.59% | 31.28% | ₹5000 |
Quant Multi Asset Fund Reinvestment of Income Distribution cum capital withdrawal Option Direct Plan | 20.77% | 28.42% | — |
Quant Multi Asset Fund Payout of Income Distribution cum capital withdrawal Option Direct Plan | 20.77% | 28.42% | — |
Quant Absolute Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal option | 17.78% | 28.42% | — |
Conclusion
Funds Equity Debt and Hybrid Funds Mutual funds offer a diverse range of investment opportunities, catering to different risk appetites and financial goals. Equity funds are ideal for those seeking high returns with higher risks, debt funds suit conservative investors looking for stable income, and hybrid funds provide a balanced approach.
Before investing, it is crucial to assess your risk tolerance, investment horizon, and financial objectives. Always consider consulting with a financial advisor to make informed investment decisions.
FAQs
- What is a mutual fund?
– A mutual fund pools money from multiple investors to invest in a diversified portfolio of securities.
- How does an AMC manage a mutual fund?
– An AMC employs fund managers who make investment decisions to achieve the fund’s objectives.
- What is NAV?
– NAV (Net Asset Value) is the per-unit value of a mutual fund, calculated by dividing the total value of the fund’s assets by the number of outstanding units.
- What are the types of mutual funds?
– Mutual funds can be categorized into equity funds, debt funds, and hybrid funds, among others.
- How do I choose the right mutual fund?
– Consider your risk tolerance, investment horizon, financial goals, and consult with a financial advisor.
Invest wisely and diversify your portfolio to achieve your financial goals effectively.
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