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ALL ABOUT INCOME TAX REFUND AY 2025-26

When Will I Get My Income Tax Refund? A Simple Guide for AY 2025-26

A Short Story: Raj’s Wait for Refund

Raj is a salaried employee working in Mumbai. Like every responsible citizen, he filed his ITR (Income Tax Return) early in May 2025 for the Assessment Year 2025-26. He was expecting a refund of ₹8,500 due to excess TDS deduction. Days passed, and then weeks. His friends started getting refunds, but Raj kept checking the status — still nothing. Frustrated, he asked himself: “Income Tax Refund कब मिलेगा?

If you are in the same boat as Raj, don’t worry. This blog will explain everything you need to know about income tax refunds, how to track them, and how to avoid delays.


📌 What Is an Income Tax Refund?

An income tax refund is the money the government gives back to you when you’ve paid more tax than what was actually due. This could happen due to:

  • Extra TDS deducted from your salary

  • Advance tax paid more than required

  • Tax-saving investments made but not reflected in Form 16

Once your ITR is processed and verified, and if the department finds that refund is due — they initiate the refund to your bank account.


🕒 How Long Does It Take to Receive the Refund?

Generally, once you file your ITR and e-verify it, the processing may take anywhere from 7 to 45 days.

⏱️ Approximate timeline:

  • E-Verification done: Refund is usually processed within 15–30 days

  • Manual processing required: Can take up to 2 months or more

  • ITR filed but not e-verified: Refund will NOT be processed until e-verification is complete


🔍 How to Check Income Tax Refund Status?

You can check your refund status in two ways:

✅ 1. On the Income Tax e-Filing Portal

✅ 2. On NSDL Website


🏦 Is Your Bank Account Validated?

For your refund to reach your account, your bank account must be:

  • Pre-validated on the income tax portal

  • Linked to your PAN

  • Active and not closed

✅ Steps to validate your bank account:

  1. Login to https://www.incometax.gov.in

  2. Go to “My Profile”

  3. Click on “Bank Account”

  4. Add or verify the bank account and submit for validation


⚠️ Reasons Why Refund Might Be Delayed

  1. Bank account not validated

  2. Mismatch in AIS (Annual Information Statement) and Form 26AS

  3. Incorrect bank account or IFSC details

  4. ITR not e-verified

  5. High-value transactions not reported properly

  6. IT department manually reviewing the return

  7. Outstanding tax demand from previous years


🧾 What If There’s a Mismatch in AIS or Form 26AS?

Sometimes, income reflected in AIS or 26AS does not match the ITR filed. In such cases:

  • Check for interest, dividend, or TDS details in AIS

  • Submit feedback in AIS portal if incorrect

  • Ensure consistency before re-submitting the revised return (if required)


🚀 Tips to Get Refund Faster

  • File ITR early (preferably before June 30)

  • Ensure no mismatch in income or TDS

  • Use only validated bank accounts

  • Avoid errors in ITR Form

  • Reconcile AIS and Form 26AS before filing

  • Always e-verify your return


🤝 Still Confused? Get Expert Help

If you’re unsure about filing or refund delays, don’t take risks. Let professionals handle it for you. Taxgyany helps you:

  • File accurate ITR

  • Track your refund status

  • Validate your account

  • Resolve mismatches in AIS or 26AS

📞 Call: 730 430 7888
🌐 Visit: www.taxgyany.com

YOUTUBE – https://youtu.be/vBVLB7uGKPQ?si=v7Tlu0S7kKqt8Y89


✅ Conclusion

Refunds are not complicated, but they require your return to be correct and compliant. If you’ve done everything right — you will definitely get your refund.

Just like Raj, many people are simply unaware of small errors that can delay their money. Be aware, file smartly, and track your refund the right way!


🌟 Moral of the Story

“Tax refund सिर्फ इंतज़ार करने से नहीं आता, उसे सही जानकारी और सही filing से पाया जाता है।”
File on time, verify your return, and keep your documents in order. Your refund will come to you — faster than you expect!

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