When Will I Get My Income Tax Refund? A Simple Guide for AY 2025-26
A Short Story: Raj’s Wait for Refund
Raj is a salaried employee working in Mumbai. Like every responsible citizen, he filed his ITR (Income Tax Return) early in May 2025 for the Assessment Year 2025-26. He was expecting a refund of ₹8,500 due to excess TDS deduction. Days passed, and then weeks. His friends started getting refunds, but Raj kept checking the status — still nothing. Frustrated, he asked himself: “Income Tax Refund कब मिलेगा?”
If you are in the same boat as Raj, don’t worry. This blog will explain everything you need to know about income tax refunds, how to track them, and how to avoid delays.
📌 What Is an Income Tax Refund?
An income tax refund is the money the government gives back to you when you’ve paid more tax than what was actually due. This could happen due to:
Extra TDS deducted from your salary
Advance tax paid more than required
Tax-saving investments made but not reflected in Form 16
Once your ITR is processed and verified, and if the department finds that refund is due — they initiate the refund to your bank account.
🕒 How Long Does It Take to Receive the Refund?
Generally, once you file your ITR and e-verify it, the processing may take anywhere from 7 to 45 days.
⏱️ Approximate timeline:
E-Verification done: Refund is usually processed within 15–30 days
Manual processing required: Can take up to 2 months or more
ITR filed but not e-verified: Refund will NOT be processed until e-verification is complete
🔍 How to Check Income Tax Refund Status?
You can check your refund status in two ways:
✅ 1. On the Income Tax e-Filing Portal
Visit: https://www.incometax.gov.in
Login with PAN and password
Go to: Dashboard > View Returns > Refund Status
✅ 2. On NSDL Website
Visit: https://tin.tin.nsdl.com/oltas/refund-status-pan.html
Enter your PAN and Assessment Year
You’ll see the refund status if already issued
🏦 Is Your Bank Account Validated?
For your refund to reach your account, your bank account must be:
Pre-validated on the income tax portal
Linked to your PAN
Active and not closed
✅ Steps to validate your bank account:
Login to https://www.incometax.gov.in
Go to “My Profile”
Click on “Bank Account”
Add or verify the bank account and submit for validation
⚠️ Reasons Why Refund Might Be Delayed
Bank account not validated
Mismatch in AIS (Annual Information Statement) and Form 26AS
Incorrect bank account or IFSC details
ITR not e-verified
High-value transactions not reported properly
IT department manually reviewing the return
Outstanding tax demand from previous years
🧾 What If There’s a Mismatch in AIS or Form 26AS?
Sometimes, income reflected in AIS or 26AS does not match the ITR filed. In such cases:
Check for interest, dividend, or TDS details in AIS
Submit feedback in AIS portal if incorrect
Ensure consistency before re-submitting the revised return (if required)
🚀 Tips to Get Refund Faster
File ITR early (preferably before June 30)
Ensure no mismatch in income or TDS
Use only validated bank accounts
Avoid errors in ITR Form
Reconcile AIS and Form 26AS before filing
Always e-verify your return
🤝 Still Confused? Get Expert Help
If you’re unsure about filing or refund delays, don’t take risks. Let professionals handle it for you. Taxgyany helps you:
File accurate ITR
Track your refund status
Validate your account
Resolve mismatches in AIS or 26AS
📞 Call: 730 430 7888
🌐 Visit: www.taxgyany.com
YOUTUBE – https://youtu.be/vBVLB7uGKPQ?si=v7Tlu0S7kKqt8Y89
✅ Conclusion
Refunds are not complicated, but they require your return to be correct and compliant. If you’ve done everything right — you will definitely get your refund.
Just like Raj, many people are simply unaware of small errors that can delay their money. Be aware, file smartly, and track your refund the right way!
🌟 Moral of the Story
“Tax refund सिर्फ इंतज़ार करने से नहीं आता, उसे सही जानकारी और सही filing से पाया जाता है।”
File on time, verify your return, and keep your documents in order. Your refund will come to you — faster than you expect!